Lease to own your Dream Home in California City!

</head> <body text="#000000" bgcolor="#FFFFFF" link="#0000EE" vlink="#3366FF" alink="#FF0000" background="flagbg6.jpg"> <center><b><i><u><font color="#3333FF"><font size=+3>Lease to own your Dream Home!</font></font></u></i></b> <br><b><i><u><font color="#FF0000"><font size=+3>This Home Purchase Program is Available ONLY in California City!</font></font></u></i></b> <p><b><font color="#3333FF">Does it feel as if your dream home will never become a reality?</font></b> <p><b><font color="#3333FF">Do you dream of owning your own home for you and your family, but just can't come up with the down payment and closing costs, or your credit isn't perfect, so nobody will approve of your loan or your credit isn't perfect, so nobody will approve of your loan? Then this program is for you!</font></b> <p> <b><u><font color="#FF0000"><font size=+2>We have the Answer.</font></font></u></b> <p><b><font color="#3333FF">A new lease-to-own program offered by the Pacific Housing and Finance Agency (PHFA) will finance your down payment and pay all initial closing costs!</font></b> <p><b><font color="#3333FF">PHFA is a coalition of California cities and counties that have joined together to help individuals who can afford monthly payments but lack enough savings to pay for the additional costs associated with buying a home.</font></b> <p><b><font color="#3333FF">All real estate transactions are guided by licensed real estate professionals from California City Real Estate who are familiar with the PHFA program.</font></b> <p><b><font color="#3333FF">Home loans are funded by participating lenders and are underwritten based on the federal Freddie Mac requirements.</font></b> <br>  <p><b><u><font color="#FF0000"><font size=+2>How the Program Works</font></font></u></b> <p><b><font color="#3333FF"> Select any <u>new</u> or <u>existing home</u> in California City,</font></b> <p><b><font color="#3333FF"> PHFA will buy the home, finance a 3% down payment and pay all closing costs.</font></b> <p><b><font color="#3333FF"> You pay a 1% participation fee, move in and your first lease payment isn't due until the 15th of the month.</font></b> <p><b><font color="#3333FF"> For the next 39 months you make the monthly lease payments</font></b> <p><b><font color="#3333FF"> After the lease period, you assume title to the house with a competitive interest rate loan for the remainder of the mortgage.</font></b> <p><b><font color="#3333FF"> All equity from the reduction in principal and increase in value is yours to keep.</font></b> <p><b><font color="#3333FF"> If you are unable to assume the title to the home for any reason, you may terminate your lease without penalty.</font></b> <p><b><font color="#FF0000"><font size=+2> <u>It's Easy to Qualify!</u></font></font></b> <p><b><font color="#3333FF">To qualify for the program:</font></b> <p><b><font color="#3333FF"> Your credit history will need to meet our basic requirements.</font></b> <p><b><font color="#3333FF"> Your combined annual household income must be less than $77,500.</font></b> <p><b><font color="#3333FF"> Your maximum home purchase price cannot exceed $252,700.</font></b> <p><b><font color="#3333FF"> You need not be a first-time home buyer to qualify, but current homeowners are not eligible.</font></b> <p><b><font color="#3333FF"> You must occupy your home during the lease period.</font></b> <p><b><font color="#3333FF"> Your home needs to be a single family structure, condominium, townhome, or manufactured home on a permanent foundation.</font></b> <p><b><font color="#3333FF">If you're tired of renting, but don't have enough money for a down payment, this  program is for you!</font></b></center> <p><br> <table BORDER CELLSPACING=0 CELLPADDING=0 WIDTH="600" > <tr> <td WIDTH="87%"> <center><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#666666"><font size=+0>C R E D I T    A P P L I C A T I O N </font></font></font></b></center> </td> </tr> <tr VALIGN=TOP BGCOLOR="#99CCFF"> <td WIDTH="87%" HEIGHT="1146"> <center><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=+0>Please fill out the form and submit,</font></font></font></b> <br><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=+0>or print and fax to (760) 373-2663</font></font></font></b></center> <font face="Verdana, Arial, Helvetica, sans-serif"><font size=-1><font color="#000066">Please complete all fields with an asterisk (</font><font color="#990000">*</font><font color="#000066">).</font></font></font> <table BORDER CELLSPACING=0 CELLPADDING=2 WIDTH="100%" > <tr> <td COLSPAN="2"> <table WIDTH="100%" > <tr BGCOLOR="#FF0000"> <td><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#FFFFFF"><font size=-1>NAME / ADDRESS</font></font></font></b></td> </tr> </table> <form method="Post" action="http://www.ccis.com/cgi-bin/web2mail.cgi"><input type="hidden" name=".email_target" value="californiacityrealtor@yahoo.com"><input type="hidden" name="subject" value="STANDARD FORM"><input type="hidden" name="next-url" value="http://www.califcity.com/PHFA.html"><input type="hidden" name="email-address" value="californiacityrealtor@yahoo.com"><input type="hidden" name="action" value="form"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Name (last, first, middle):</font></font></font></td> <td WIDTH="56%"><input type="text" name="name" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Social Security number:</font></font></font></td> <td WIDTH="56%"><input type="text" name="ss" size="40"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Co-Applicant's Name (last, first, middle):</font></font></font></td> <td WIDTH="56%"><input type="text" name="co_name" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Co-Applicant's Social Security number:</font></font></font></td> <td WIDTH="56%"><input type="text" name="co_ss" size="40"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%" HEIGHT="2"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Current Street Address: </font></font></font></td> <td WIDTH="56%" HEIGHT="2"><input type="text" name="address" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%" HEIGHT="2"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">City and Zip Code: </font></font></font></td> <td WIDTH="56%" HEIGHT="2"><input type="text" name="address2" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Home Phone (area code - telephone number):</font></font></font></td> <td WIDTH="56%"><input type="text" name="homephone" size="30"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Work Phone (area code - telephone number):</font></font></font></td> <td WIDTH="56%"><input type="text" name="workphone" size="30"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Cell Phone (area code - telephone number):</font></font></font></td> <td WIDTH="56%"><input type="text" name="cellphone" size="30"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Email Address: </font></font></font></td> <td WIDTH="56%"><input type="text" name="email" size="30"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Fax Phone Number (area code - telephone number):</font></font></font></td> <td WIDTH="56%"><input type="text" name="fax" size="30"></td> </tr> <tr> <td VALIGN=TOP COLSPAN="2"> <table WIDTH="100%" > <tr BGCOLOR="#FF0000"> <td><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#FFFFFF"><font size=-1>EMPLOYMENT</font></font></font></b></td> </tr> </table> </td> </tr> <tr> <td VALIGN=TOP WIDTH="44%" HEIGHT="2"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Current Employer: </font></font></font></td> <td WIDTH="56%"><input type="text" name="employer" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Address:</font></font></font></td> <td WIDTH="56%"><input type="text" name="empaddress" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"></td> <td WIDTH="56%"><input type="text" name="empaddress2" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">How long? </font></font></font></td> <td WIDTH="56%"><input type="text" name="emphowlong" size="12"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Previous Employer: </font></font></font></td> <td WIDTH="56%"><input type="text" name="prevemployer" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Address:</font></font></font></td> <td WIDTH="56%"><input type="text" name="prevempaddr" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"></td> <td WIDTH="56%"><input type="text" name="prevempaddr2" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">How long? </font></font></font></td> <td WIDTH="56%"><input type="text" name="prevemplong" size="12"></td> </tr> <tr> <td VALIGN=TOP COLSPAN="2" HEIGHT="2"> <table WIDTH="100%" > <tr BGCOLOR="#FF0000"> <td><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#FFFFFF"><font size=-1>MONTHLY   INCOME </font></font></font></b></td> </tr> </table> </td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Monthly Salary: </font></font></font></td> <td WIDTH="56%"><input type="text" name="monthlysalary" size="12"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Other Income (per month)(child support, regular overtime, investments, etc.) </font></font></font></td> <td WIDTH="56%"><input type="text" name="otherincome" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><b><font color="#000066">TOTAL MONTHLY INCOME</font></b></font></font></td> <td WIDTH="56%"><input type="text" name="totalincome" size="12"></td> </tr> <tr> <td VALIGN=TOP COLSPAN="2" HEIGHT="2"> <table WIDTH="100%" > <tr BGCOLOR="#FF0000"> <td><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#FFFFFF"><font size=-1>MONTHLY   EXPENSES </font></font></font></b></td> </tr> </table> </td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Car Payment </font></font></font></td> <td WIDTH="56%"><input type="text" name="carpayment" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Credit Cards (monthly payments)</font></font></font></td> <td WIDTH="56%"><input type="text" name="creditcards" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Child Support </font></font></font></td> <td WIDTH="56%"><input type="text" name="childsupport" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Rent/Mortgage</font></font></font></td> <td WIDTH="56%"><input type="text" name="rentmortgage" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2>Other</font></font></font></td> <td WIDTH="56%"><input type="text" name="otherexpenses" size="45"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><b><font color="#000066">TOTAL MONTHLY EXPENSES:</font></b></font></font></td> <td WIDTH="56%"><input type="text" name="totalexpenses" size="12"></td> </tr> <tr> <td VALIGN=TOP COLSPAN="2" HEIGHT="10"> <table WIDTH="100%" > <tr BGCOLOR="#FF0000"> <td HEIGHT="17"><b><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#FFFFFF"><font size=-1>OTHER </font></font></font></b></td> </tr> </table> </td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Do you currently own a home?</font></font></font></td> <td WIDTH="56%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2> Yes<input type="radio" name="ownhome" value="Yes">          No </font></font></font><input type="radio" name="ownhome" value="No"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Any outstanding liens or collections? </font></font></font></td> <td WIDTH="56%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2> Yes<input type="radio" name="selling" value="Yes">          No </font></font></font><input type="radio" name="selling" value="No"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%" HEIGHT="27"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">Have you filed bankruptcy or had a home foreclosed upon in the last year?</font></font></font></td> <td WIDTH="56%" HEIGHT="27"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2> Yes<input type="radio" name="bankruptcy" value="Yes">          No </font></font></font><input type="radio" name="bankruptcy" value="No"></td> </tr> <tr> <td VALIGN=TOP WIDTH="44%"><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#990000">*</font><font color="#000066">I certify the information provided above to be true and correct and hereby authorize Pacific Housing and Finance Agency (PHFA) to verify my past and current employment earnings, bank accounts, and other asset balances that are needed to estimate the housing value I am eligible for.  I further authorize PHFA to order a consumer credit report and verify other credit and expense information.</font></font></font></td> <td WIDTH="56%"><font face="Verdana, Arial, Helvetica, sans-serif"><font color="#000066"><font size=-2> Yes<input type="radio" name="terms" value="Yes">          No </font></font></font><input type="radio" name="terms" value="No"> <p><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#000066"> </font><font color="#990000">*</font><font color="#000066">Date</font></font></font><input type="text" name="date" size="20"></td> </tr> </table>  <center><input type=submit value="Submit"></center> </form> <table WIDTH="100%" > <tr BGCOLOR="#FFFFFF"> <td> <center><font face="Verdana, Arial, Helvetica, sans-serif"><font size=-2><font color="#000066"> </font><b><i><font color="#FF0000">Your just one click away from your Dream Home. </font></i></b></font></font></center> </td> </tr> </table> </td> </tr> </table> <map name="Map2Map2"><area shape="rect" coords="13,284,88,306" href="contact_us.htm"><area shape="rect" coords="13,236,88,276" href="participating_cities.htm"><area shape="rect" coords="13,198,87,229" href="credit_app.htm"><area shape="rect" coords="12,157,85,188" href="easy_to_qualify.htm"><area shape="rect" coords="5,115,91,145" href="how_program_works.htm"><area shape="rect" coords="13,87,88,108" href="overview_answer.htm"><area shape="rect" coords="12,45,87,74" href="../default.htm"><area shape="rect" coords="12,12,89,33" href="logon.htm"></map> <center> <p><b><font color="#3333FF"> </font><font color="#FF0000"><font size=+2>What are you waiting for?</font></font></b> <br><b><font color="#FF0000"><font size=+2>Your home is just a phone call away!</font></font></b> <br><b><font color="#FF0000"><font size=+2>(760) 373-2662</font></font></b> <br><b><i><font color="#3333FF"><font size=+3>California City Real Estate</font></font></i></b> <br><b><i><font color="#FF0000"><font size=+1>7101-A California City Blvd. California City Ca 93505</font></font></i></b> <br><b><i><font color="#3333FF"><font size=+1>(760) 373-2662 Fax (760) 373-2663</font></font></i></b> <br><b><i><font color="#3333FF"><font size=+1><a href="mailto:calcity2003@yahoo.com">EMAIL</a></font></font></i></b></center> <b><font size=+1><a 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